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Working capital
Capital solutions for ambitious business growth
Whether you're looking ahead or managing current budgets, Ripple offers the working capital that fits your business.
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Trusted by the Leaders in HVAC
Smart underwriting for better terms
Our advanced underwriting evaluates various data points from your banking and revenue information, ensuring you receive the most favorable terms for your business.
Fast, fair access to capital
Get the funding your business needs quickly, based on your business's performance, not connections. Our process uses secure live revenue data to offer you the best financing options.
Qualify for capital offers
Businesses meeting specific criteria, typically with predictable annual revenue of $20,000 or more, may qualify for our capital offers, giving you the financial boost you need.
Smart underwriting for better terms
Our advanced underwriting evaluates various data points from your banking and revenue information, ensuring you receive the most favorable terms for your business.
Fast, fair access to capital
Get the funding your business needs quickly, based on your business's performance, not connections. Our process uses secure live revenue data to offer you the best financing options.
Qualify for capital offers
Businesses meeting specific criteria, typically with predictable annual revenue of $20,000 or more, may qualify for our capital offers, giving you the financial boost you need.
Quick terms and fast approval
Connect your banking and revenue accounts, and receive initial terms within minutes. Complete the business verification process quickly, often in just a few hours, to get final approval.
Flexible advancement options
Advance as much or as little of your offer as needed, and only pay for the amount you use. Enjoy the flexibility to draw funds as required before your offer expires.
Transparent, flat-fee pricing
Pay a single flat fee, calculated as a percentage of your advance amount, with no compounding interest or hidden charges. Our straightforward pricing ensures clarity and no surprises.
Quick terms and fast approval
Connect your banking and revenue accounts, and receive initial terms within minutes. Complete the business verification process quickly, often in just a few hours, to get final approval.
Flexible advancement options
Advance as much or as little of your offer as needed, and only pay for the amount you use. Enjoy the flexibility to draw funds as required before your offer expires.
Transparent, flat-fee pricing
Pay a single flat fee, calculated as a percentage of your advance amount, with no compounding interest or hidden charges. Our straightforward pricing ensures clarity and no surprises.
How it works
Easy steps to secure capital
Quickly and effortlessly secure the capital your business needs with our streamlined process.
Connect your data
Easily sync your financial software with our platform for a quick and seamless credit eligibility check.
Accept your offer
Once approved, the funds are transferred to your bank account, allowing you to focus on growing your business.
Simple, fair payment
Repayment is simple, transparent, and aligned with your cash flow. Pay back a fixed percentage of your sales.
Demo
Discover our product in action with a short video tour
Customers
What our customers say about us
AI reduces calls to senior techs - everyone's more productive.
Billy Pierce
Contractor, Dalton
AI answers save everyone time on tedious questions!
Adam
Tech, Fry Heating And Cooling
Bluon is key - manuals at your fingertips instantly!
Donovan Lathon
Tech, LBA
My Techs are more efficient using Bluon and I get time back!
Brian Hunley
Contractor, Hunley Heating and Cooling
Techs love instant manuals and AI support.
Ariana Lockington
Contractor, Boothe's Heating, Air, Plumbing, Drains & Electrical
A must have tool for the field!
Anthony Rodriguez
Contractor, CCSD
Having the parts info saves the headache at supply houses.
Charles Stultz
Tech, Topline
Highly reccomend for daily troubleshooting!
Drew Davis
Tech, Peterman Brothers
A field supervisor's lifeline for 18 installers.
Andrew Dariychuk
Tech, Topline heating & air
Ask AI MasterMechanic questions you'd avoid asking your boss.
Alzobeir Alatewy
Tech, Apex Pros
AI reduces calls to senior techs - everyone's more productive.
Billy Pierce
Contractor, Dalton
AI answers save everyone time on tedious questions!
Adam
Tech, Fry Heating And Cooling
Bluon is key - manuals at your fingertips instantly!
Donovan Lathon
Tech, LBA
My Techs are more efficient using Bluon and I get time back!
Brian Hunley
Contractor, Hunley Heating and Cooling
Techs love instant manuals and AI support.
Ariana Lockington
Contractor, Boothe's Heating, Air, Plumbing, Drains & Electrical
A must have tool for the field!
Anthony Rodriguez
Contractor, CCSD
Having the parts info saves the headache at supply houses.
Charles Stultz
Tech, Topline
Highly reccomend for daily troubleshooting!
Drew Davis
Tech, Peterman Brothers
A field supervisor's lifeline for 18 installers.
Andrew Dariychuk
Tech, Topline heating & air
Ask AI MasterMechanic questions you'd avoid asking your boss.
Alzobeir Alatewy
Tech, Apex Pros
AI reduces calls to senior techs - everyone's more productive.
Billy Pierce
Contractor, Dalton
AI answers save everyone time on tedious questions!
Adam
Tech, Fry Heating And Cooling
Bluon is key - manuals at your fingertips instantly!
Donovan Lathon
Tech, LBA
My Techs are more efficient using Bluon and I get time back!
Brian Hunley
Contractor, Hunley Heating and Cooling
Techs love instant manuals and AI support.
Ariana Lockington
Contractor, Boothe's Heating, Air, Plumbing, Drains & Electrical
A must have tool for the field!
Anthony Rodriguez
Contractor, CCSD
Having the parts info saves the headache at supply houses.
Charles Stultz
Tech, Topline
Highly reccomend for daily troubleshooting!
Drew Davis
Tech, Peterman Brothers
A field supervisor's lifeline for 18 installers.
Andrew Dariychuk
Tech, Topline heating & air
Ask AI MasterMechanic questions you'd avoid asking your boss.
Alzobeir Alatewy
Tech, Apex Pros
I love not having to constantly call my supplier!
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Jake Heckel
Contractor, Capital Heating Cooling & Electric
Saves Service Managers & parts team tons of time!
Justin Centeno
Service Manager, Tragar Home Services
Reliable & solid platform, it helps us do our job better.
John Wilcox
Contractor, John Wilcox Plumbing Heating Cooling
The Bluon app has been an essential tool for us
Jacob Bailey
Contractor, ac warehouse
Highly recommend to any HVAC tech.
Jose Rosales
Tech, Jim Needham Heating Cooling Pumbing and Drain
The app gets me out of jams repeatedly.
Garrett Radcliff
Tech, Boothes
As a new tech, it's a game changer!
Jason ___?
Tech, Legacy home services
Amazing how much it helps on every job!
Jason Lord
Tech, At Your Service Heating and Cooling LLC
The best tool for simple and complex problems.
Ignacio Hernandez
Tech, Goettl
Game changer for technician efficiency.
Juan Flores Gallardo
Contractor, Lee's air
I love not having to constantly call my supplier!
Jake Heckel
Contractor, Capital Heating Cooling & Electric
Saves Service Managers & parts team tons of time!
Justin Centeno
Service Manager, Tragar Home Services
Reliable & solid platform, it helps us do our job better.
John Wilcox
Contractor, John Wilcox Plumbing Heating Cooling
The Bluon app has been an essential tool for us
Jacob Bailey
Contractor, ac warehouse
Highly recommend to any HVAC tech.
Jose Rosales
Tech, Jim Needham Heating Cooling Pumbing and Drain
The app gets me out of jams repeatedly.
Garrett Radcliff
Tech, Boothes
As a new tech, it's a game changer!
Jason ___?
Tech, Legacy home services
Amazing how much it helps on every job!
Jason Lord
Tech, At Your Service Heating and Cooling LLC
The best tool for simple and complex problems.
Ignacio Hernandez
Tech, Goettl
Game changer for technician efficiency.
Juan Flores Gallardo
Contractor, Lee's air
I love not having to constantly call my supplier!
Jake Heckel
Contractor, Capital Heating Cooling & Electric
Saves Service Managers & parts team tons of time!
Justin Centeno
Service Manager, Tragar Home Services
Reliable & solid platform, it helps us do our job better.
John Wilcox
Contractor, John Wilcox Plumbing Heating Cooling
The Bluon app has been an essential tool for us
Jacob Bailey
Contractor, ac warehouse
Highly recommend to any HVAC tech.
Jose Rosales
Tech, Jim Needham Heating Cooling Pumbing and Drain
The app gets me out of jams repeatedly.
Garrett Radcliff
Tech, Boothes
As a new tech, it's a game changer!
Jason ___?
Tech, Legacy home services
Amazing how much it helps on every job!
Jason Lord
Tech, At Your Service Heating and Cooling LLC
The best tool for simple and complex problems.
Ignacio Hernandez
Tech, Goettl
Game changer for technician efficiency.
Juan Flores Gallardo
Contractor, Lee's air
It's like having a teacher in your pocket.
Kai Cantrell
Tech, GSM Services
The Ai is spot on every time I'm stumped!
Mario Vazquez
Tech, Air Control Home Services
Lifesaver in the field - easy to use and operate.
Michael Parker
Tech, Bell brothers heating and air
I can now find manuals for the ancient units!
Kristian O'Brien
Tech, Ragan Mechanical
My lead tech told me we needed this app - he was right
Michael Gross
Contractor, Absolute Air AZ
Insanely easy to use & super helpful!
Logan Krivitz
Tech, Capital heating and cooling
We have 20 techs using Bluon daily!
Justin Pollack
Contractor, Elevate Home Services
Bluon is there when nobody else has answers.
Justin Swiney
Tech, Pronto Plumbing Heating Air and Drain
Loving being able to scan nameplates - and boom it pops right up
Mike Lozano
Service Manager, Goettl
It's an essential tool for all 18 of our technicians
Michael Selvaggio
Contractor, Goettl
It's like having a teacher in your pocket.
Kai Cantrell
Tech, GSM Services
The Ai is spot on every time I'm stumped!
Mario Vazquez
Tech, Air Control Home Services
Lifesaver in the field - easy to use and operate.
Michael Parker
Tech, Bell brothers heating and air
I can now find manuals for the ancient units!
Kristian O'Brien
Tech, Ragan Mechanical
My lead tech told me we needed this app - he was right
Michael Gross
Contractor, Absolute Air AZ
Insanely easy to use & super helpful!
Logan Krivitz
Tech, Capital heating and cooling
We have 20 techs using Bluon daily!
Justin Pollack
Contractor, Elevate Home Services
Bluon is there when nobody else has answers.
Justin Swiney
Tech, Pronto Plumbing Heating Air and Drain
Loving being able to scan nameplates - and boom it pops right up
Mike Lozano
Service Manager, Goettl
It's an essential tool for all 18 of our technicians
Michael Selvaggio
Contractor, Goettl
It's like having a teacher in your pocket.
Kai Cantrell
Tech, GSM Services
The Ai is spot on every time I'm stumped!
Mario Vazquez
Tech, Air Control Home Services
Lifesaver in the field - easy to use and operate.
Michael Parker
Tech, Bell brothers heating and air
I can now find manuals for the ancient units!
Kristian O'Brien
Tech, Ragan Mechanical
My lead tech told me we needed this app - he was right
Michael Gross
Contractor, Absolute Air AZ
Insanely easy to use & super helpful!
Logan Krivitz
Tech, Capital heating and cooling
We have 20 techs using Bluon daily!
Justin Pollack
Contractor, Elevate Home Services
Bluon is there when nobody else has answers.
Justin Swiney
Tech, Pronto Plumbing Heating Air and Drain
Loving being able to scan nameplates - and boom it pops right up
Mike Lozano
Service Manager, Goettl
It's an essential tool for all 18 of our technicians
Michael Selvaggio
Contractor, Goettl
